A little boost when you need it most

Request a microloan from BAC through Kash and receive it within 1 business day.
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Microloan
How it works

Request your microloan through Kash.

BAC provides the credit and you request it through Kash—100% digital, with no paperwork or branch visits required.
Download Kash
01

Receive the offer

You will only see it in the app if you have been pre-selected.
02

Click on “Request it now”

Start your request in the Kash app in seconds.
03

Choose the term

Select whether you want to pay in 2 or 3 months.
04

Review the total

Before confirming, see exactly how much you'll be paying in total.
05

Accept terms

Read and accept the terms and conditions to continue.
06

Receive the deposit

BAC deposits it into your account within 1 business day.

When the unexpected happens

For those expenses that pop up out of nowhere: health, repairs, essential purchases, or any other personal unforeseen event you need to resolve.

When you're a little short to cover things

You came up short for groceries, a bill, transportation, gas, or other basic expenses before your next paycheck.

Use your microloan to take care of that pending expense without having to wait.

When an emergency pops up

You went to the doctor for one thing and ended up needing more than you expected.

Use your microloan to cover that emergency when you need it most.

When you need to stay connected

Ran out of balance or data at a crucial moment.

With your microloan, you can top up your phone to stay connected.

Requirements

What you need to receive your microloan.

BAC account
Active and at least 3 months old.
No current commitments
You must not have any active loans or salary advances.
Verified identity
You must be a Kash user with a completed verification.

Less paperwork, more simplicity

Everything you need to request and pay for your Kash Microloan, right from your phone.
  • 100% digital

    Request your microloan through the Kash app, with no paperwork or bank visits required.

  • Simple and fast

    Choose a 2 or 3-month term and receive the funds in your BAC payroll account within 1 business day.

  • Automatic payments

    Your installments are automatically deducted from your salary, with no need for manual transfers or payments.

  • Backed by BAC

    A product provided by BAC and easily managed through Kash.

  • And start moving your money all across Central America.